To contact us Click HERE
If you haven't done it yet, please read part 1 of this article.
I, like about 1.25 million people in America, am looking for a job.
But in a recession, it’s important that you hunt and apply for a particular sort of job. Instead of getting a job in, say the dead industries: construction, real estate or banking. Maybe you should look around the job vacancies of public utilities, good companies like grocery store chains, Green Technology companies . . . you know the companies that produce products that everyone still spends money on – water, gas, electricity, food, and alternative fuels.
Wow, look at that a whole set of recession-proof jobs I can apply to. And if you don’t have the skill-set to apply to the jobs in these recession proof industries – then get them. Online classes, adult classes, university extension courses, the “library.” You’re out of work anyway, do something constructive, get the training, get educated and start fresh.
Remember . . . be like the water:
13 Ekim 2012 Cumartesi
We’re in a Recession: Is your business screwed?
To contact us Click HERE
Last week I featured Part 1 and 2 of this series.
Just a few months ago, I developed a business on eBay that was pretty lucrative for the first six months . . . until about October. You know October 2008, when the president appeared on all the TV screens and said we were royally screwed unless Congress OK’d a big government bailout for the failing banks. And then credit dried up. Then no one came to eBay to buy any of my stuff and all my products just sat there all sad and lonely. Yeah, THAT October 2008.
Anyway, before I shut down my eBay account, it occurred to me that I had more power than I credited myself with. You see, I had customers (about 500 customers) that I could tap into. And guess what, even more amazing – I had their mailing and e-mail addresses.
And then this even bigger idea came to mind. Instead of letting eBay get my customers for me, perhaps – just perhaps – I should work at getting some of my previous customers to come look at my auctions. You know, ACTIVELY court and market to the people that were satisfied with my service and products. Wow! So, I created a database of 500 people, contacted them through e-mail and my sells picked up. Imagine that!
How did I do that? Well good friend I just changed my thinking. No wait, I changed my whole mental direction . . . like I was Bruce Lee talking about . . . water:
Look for part 4, later this week!
Just a few months ago, I developed a business on eBay that was pretty lucrative for the first six months . . . until about October. You know October 2008, when the president appeared on all the TV screens and said we were royally screwed unless Congress OK’d a big government bailout for the failing banks. And then credit dried up. Then no one came to eBay to buy any of my stuff and all my products just sat there all sad and lonely. Yeah, THAT October 2008.
Anyway, before I shut down my eBay account, it occurred to me that I had more power than I credited myself with. You see, I had customers (about 500 customers) that I could tap into. And guess what, even more amazing – I had their mailing and e-mail addresses.
And then this even bigger idea came to mind. Instead of letting eBay get my customers for me, perhaps – just perhaps – I should work at getting some of my previous customers to come look at my auctions. You know, ACTIVELY court and market to the people that were satisfied with my service and products. Wow! So, I created a database of 500 people, contacted them through e-mail and my sells picked up. Imagine that!
How did I do that? Well good friend I just changed my thinking. No wait, I changed my whole mental direction . . . like I was Bruce Lee talking about . . . water:
Look for part 4, later this week!
We’re in a recession -- Is your freelance/contract work screwed?
To contact us Click HERE
Go back and read parts 1, 2 and 3 of this series!
If I have learned nothing more from owning a business it is . . . “Don’t sit around and wait for good fortune – make your own good fortune.”
I also own a virtual assistant/freelance writing business. Yeah, as my kids say: “Mommy, you do to much.” Kids, what do they know?
Anyway, as you can guess, business is now slow. My clients either don’t need me, are cutting back or need me but don’t have the means in which to pay for my services. Bummer.
Now what?
I can either close up shop . . . or, I can ask my previous customers and some of the guys on the social media networks I frequent (hunting for gigs) what they need now in the form of assistance. From the ones that answer that question, I can then ask what would their budget allow in paying for said assistance. Whatever my clients and colleagues say they need, I plan to move my service business in that direction and market to those needs.
All it takes is a little change in mental direction. I'll allow the change to flow . . . like water. Be the water my friends:
If I have learned nothing more from owning a business it is . . . “Don’t sit around and wait for good fortune – make your own good fortune.”
I also own a virtual assistant/freelance writing business. Yeah, as my kids say: “Mommy, you do to much.” Kids, what do they know?
Anyway, as you can guess, business is now slow. My clients either don’t need me, are cutting back or need me but don’t have the means in which to pay for my services. Bummer.
Now what?
I can either close up shop . . . or, I can ask my previous customers and some of the guys on the social media networks I frequent (hunting for gigs) what they need now in the form of assistance. From the ones that answer that question, I can then ask what would their budget allow in paying for said assistance. Whatever my clients and colleagues say they need, I plan to move my service business in that direction and market to those needs.
All it takes is a little change in mental direction. I'll allow the change to flow . . . like water. Be the water my friends:
Telecommuting Jobs for Week of 12/12/08
To contact us Click HERE

As promised! More Telecommuting jobs I've found during my job search. Good luck my friends.
B2C SEO/SEM Marketing Guru wanted
Omniture Web Analytics Consultant
Shop Drawing Draftsman for Commercial Construction
iPhone developer (telecommute opportunity)
Sales Consultants for International Design Company
Business Process Modeler - ProVision
Physical Rehabilitation Staffing Manager/Coordinator
Lead Oracle Configurator (VIRTUAL - ANYWHERE)
Law Firm Marketing/Administrator for Estate Planner
Biofuel Startup - Process Engineer (Remote & UCSF
Green Technology - Sales Job Available IMMEDIATELY
Flash Developer
CHILDREN'S WEB SITE SEEKS CUSTOMER SERVICE HELP
ONSITE & REMOTE COMPUTER / IT SUPPORT ENGINEER NEEDED
Community Organizer – part time
Los Angeles REO Listing Agent/Broker
Online Content Manager
Media Relations Specialist, Health Care – Freelance Project
National Field Sales Manager
Grant Writing and Editing for Education - Free World U
Web coder/designer part time freelance
Health Benefits Representative
Apple Articles - Apple, Developer, Mac, iPhone, JavaScript, Ajax, SDK
Architectural Designer / Drafter
Account/Customer Service Manager Healthcare
FEMALE VOICE OVER ARTIST WANTED
Technical Writers with Manufacturing / Aerospace Experience (Virtual)
Google Apps Consultant - work from home
Business Development Professional (Multiple positions & locations)
Public sector experience, outstanding communication skills, proficient with MS Office , Self-motivated, Enthusiastic
-------------------------------------------------------------------------------------
You may want to "fan" me on Plurk or follow me on Twitter, I usually put up some of these job openings every day. Just look t the right of this blog post, the social networking sites I visit often are there.

As promised! More Telecommuting jobs I've found during my job search. Good luck my friends.
B2C SEO/SEM Marketing Guru wanted
Omniture Web Analytics Consultant
Shop Drawing Draftsman for Commercial Construction
iPhone developer (telecommute opportunity)
Sales Consultants for International Design Company
Business Process Modeler - ProVision
Physical Rehabilitation Staffing Manager/Coordinator
Lead Oracle Configurator (VIRTUAL - ANYWHERE)
Law Firm Marketing/Administrator for Estate Planner
Biofuel Startup - Process Engineer (Remote & UCSF
Green Technology - Sales Job Available IMMEDIATELY
Flash Developer
CHILDREN'S WEB SITE SEEKS CUSTOMER SERVICE HELP
ONSITE & REMOTE COMPUTER / IT SUPPORT ENGINEER NEEDED
Community Organizer – part time
Los Angeles REO Listing Agent/Broker
Online Content Manager
Media Relations Specialist, Health Care – Freelance Project
National Field Sales Manager
Grant Writing and Editing for Education - Free World U
Web coder/designer part time freelance
Health Benefits Representative
Apple Articles - Apple, Developer, Mac, iPhone, JavaScript, Ajax, SDK
Architectural Designer / Drafter
Account/Customer Service Manager Healthcare
FEMALE VOICE OVER ARTIST WANTED
Technical Writers with Manufacturing / Aerospace Experience (Virtual)
Google Apps Consultant - work from home
Business Development Professional (Multiple positions & locations)
Public sector experience, outstanding communication skills, proficient with MS Office , Self-motivated, Enthusiastic
-------------------------------------------------------------------------------------
You may want to "fan" me on Plurk or follow me on Twitter, I usually put up some of these job openings every day. Just look t the right of this blog post, the social networking sites I visit often are there.
Why I Won't Apply for Your Job . . . A snippy response (but a good one)
To contact us Click HERE
Oh my goodness! I love this post. It's written in response to an article entitled "Why I Won't Hire You". And it is brilliant! Tim Gray you are quite the man for this one. I hope and wish that employers will read this very truthful, very helpful article.
If you want to see the original article plus comments, go here.
WHY I WONT APPLY FOR YOUR JOB..
1 - Require me to fill out your company's "application" that simply repeats all the information that is on my resume. Why are you showing me that your company is more interested in busywork than skills? You will never even look at the "application", it is a waste of everyone's time.
2 - Require yet another login to post my resume to your company's website. your company is not special, why are you cluttering up your own servers with the silly logins for people that will never be used again? Hire some competent IT people and design a resume submission system that does not require a un-needed login for them to have to remember. The best one I have seen emailed the submitter a pincode and allowed them to login with their email and pincode if they ever needed to update the resume.
3 - Post ridiculous requirements. 30+ years in java, astronaut that has been in space 10 times, has god's cellphone number. If you are letting the idiots in HR write the job description at least take some time from golf or your fantasy football to proofread the job position. It just makes you look like a very uneducated manager, a big red flag for the real professionals.
4 -Do not post a salary range. You want me to waste my time to find out you are paying 30% under industry average? Be honest and post the salary range so you get real professionals that don't want to waste our time to apply.
The above are the reasons that most companies get 5000 resumes or more for a single position that are not what they are looking for. Mostly because the hiring manager is incompetent at writing a proper job posting. The HR department think they are godlike. And everyone thinks their company is so good they don't have to give any real information about the position.
Want a better list of hires to choose from? Do the above and look like a respectable company to work for.
Honestly, if you want top notch professionals, you have to look good enough for us to apply.
If you want to see the original article plus comments, go here.
WHY I WONT APPLY FOR YOUR JOB..
1 - Require me to fill out your company's "application" that simply repeats all the information that is on my resume. Why are you showing me that your company is more interested in busywork than skills? You will never even look at the "application", it is a waste of everyone's time.
2 - Require yet another login to post my resume to your company's website. your company is not special, why are you cluttering up your own servers with the silly logins for people that will never be used again? Hire some competent IT people and design a resume submission system that does not require a un-needed login for them to have to remember. The best one I have seen emailed the submitter a pincode and allowed them to login with their email and pincode if they ever needed to update the resume.
3 - Post ridiculous requirements. 30+ years in java, astronaut that has been in space 10 times, has god's cellphone number. If you are letting the idiots in HR write the job description at least take some time from golf or your fantasy football to proofread the job position. It just makes you look like a very uneducated manager, a big red flag for the real professionals.
4 -Do not post a salary range. You want me to waste my time to find out you are paying 30% under industry average? Be honest and post the salary range so you get real professionals that don't want to waste our time to apply.
The above are the reasons that most companies get 5000 resumes or more for a single position that are not what they are looking for. Mostly because the hiring manager is incompetent at writing a proper job posting. The HR department think they are godlike. And everyone thinks their company is so good they don't have to give any real information about the position.
Want a better list of hires to choose from? Do the above and look like a respectable company to work for.
Honestly, if you want top notch professionals, you have to look good enough for us to apply.
12 Ekim 2012 Cuma
Tube Ninja Wealth Principle: The Money Myth...
To contact us Click HERE
I simply love this guy and this video is EXACTLY the kind of stuff we need to realize as people who will soon hold much wealth! [grin]
He's fun and entertaining and if you listen -- you might just learn something valuable.
And just so you know: I take my money "attitude" from my grandmother who raised me and survived the depression. So, for me . . . money is always scarce. I've got to change that huh?
I simply love this guy and this video is EXACTLY the kind of stuff we need to realize as people who will soon hold much wealth! [grin]
He's fun and entertaining and if you listen -- you might just learn something valuable.
And just so you know: I take my money "attitude" from my grandmother who raised me and survived the depression. So, for me . . . money is always scarce. I've got to change that huh?
Job Finder!
To contact us Click HERE


Freelance Writing Opportunity!
The Copy Editor will work with our content development team to develop and maintain interactive, online content for undergraduate courses. This is a freelance, off-site opportunity. Specific Responsibilities:
Came across this job, they use the term "off-site opportunity" Hmmm. I think I'll be using that as a search term in my "looking for telecommuting jobs" activities.
----------------
You can make this blog better. Tell me what types of topics you want me to focus on. I'll be happy to write about things that actually help and entertain you. Or drop me a line at telemill at gmail. [You know what to do to send the e-mail, right?]

Freelance Writing Opportunity!
The Copy Editor will work with our content development team to develop and maintain interactive, online content for undergraduate courses. This is a freelance, off-site opportunity. Specific Responsibilities:
- Work directly with authors, reviewers, and production staff to ensure the assigned projects are delivered on schedule and reflect our editorial standards
- Copyedit problem sets and other online content for clarity, consistency, and adherence to our style guide; proofread material online; check changes; and conduct comparison reads
Came across this job, they use the term "off-site opportunity" Hmmm. I think I'll be using that as a search term in my "looking for telecommuting jobs" activities.
----------------
You can make this blog better. Tell me what types of topics you want me to focus on. I'll be happy to write about things that actually help and entertain you. Or drop me a line at telemill at gmail. [You know what to do to send the e-mail, right?]
What happened?
To contact us Click HERE
It's been awhile and there is good reason why . . .
So many things have happened -- have changed in my life. In late 2008, I found out that my older sister was fighting cancer. It was a shock to all of us. You have no idea what a terminal illness does to a family. It nearly destroyed her marriage, and it totally changed my sister and her husband's working life . . . so much so that she ended up living with me until her death in the September 2009.
Immediately, my goals had to change. That's what happens you know . . . LIFE. Between taking care of my sister, dealing with marital issues wrapped in grief and poignant goodbyes, keeping home life as "normal as possible" for my children and my family's shifting financial needs -- my plans for financial freedom had to be put aside.
Six months before her death, the house we were renting (which fit my family perfectly even with my sister and her husband living with us -- went up for sale. She was in no condition to move and we could not purchase a house big enough for all of us with only my husband's salary. Because you see, due to the housing bubble popping and the banking industry making the rules on lending nearly ridiculous (after their crazy credit party of the years previously) - the money I made from my contract work meant nothing. They wanted to see W-2's to even consider lending to us.
I had to quickly find a W-2 job.
By the great kindness of my landlord -- they offered us first dibs on the house. And the fact that the Lord truly provides -- because soon after that, I found a job with a salary that was large enough to purchase the house. We began the process of purchasing the house we were living in. It was a short-sale. So there was a lot of "hurry up and find financial documentation and send it to us now" and then wait . . . and wait.
By the end of September 2009 there were . . . funeral arrangements, a 9 to 5 job schedule, kids beginning school, and many other things in life that one has to adjust to . . . and I did it all in a numb kind of limbo. And ironically, two days after I buried my sister, we signed the documents to the house. After six months, the short sale finally went through. I had made a step toward one of my goals . . . and I didn't care.
During the time of my sister's sickness, I was often angry and frustrated. There was so much I could have done if I had the "financial freedom" that I had been previously fighting for. She could have had better health care, an easier time of it. I would have been able to care for her more than get a "job" and be absent 9-10 hours a day to make sure there was a roof over everyone's head. I could have afforded the best nurses and day-care providers to make her life much more comfortable. We may have been able to afford some type of "new treatment" that would have extended her life or maybe cured her. All this could have happened if I would have tried for and succeeded in gaining financial freedom sooner. Why did I wait?
LIFE. Because life keeps happening to me. And I end up doing what everyone else does. Set aside my goals to handle the problems of life, instead of making plans to continue my goals around life. Making those contingencies that will help me take the steps toward my goal, even when life happens.
It's been almost a year since my sister's death, a year into owning my new home, over a year since I began my new job . . . and I'm looking around, feeling uncomfortable, still feeling frustrated and angry. My restlessness has helped me realize that I'm ready to take on my challenge again. It's time to make things better. To add value to life.
So, if you don't mind. Let's continue this journey. Pull up your belts and tie your shoes . . . I'm ready to get back on the "wild ride" to financial freedom. Let's go.
So many things have happened -- have changed in my life. In late 2008, I found out that my older sister was fighting cancer. It was a shock to all of us. You have no idea what a terminal illness does to a family. It nearly destroyed her marriage, and it totally changed my sister and her husband's working life . . . so much so that she ended up living with me until her death in the September 2009.
Immediately, my goals had to change. That's what happens you know . . . LIFE. Between taking care of my sister, dealing with marital issues wrapped in grief and poignant goodbyes, keeping home life as "normal as possible" for my children and my family's shifting financial needs -- my plans for financial freedom had to be put aside.
Six months before her death, the house we were renting (which fit my family perfectly even with my sister and her husband living with us -- went up for sale. She was in no condition to move and we could not purchase a house big enough for all of us with only my husband's salary. Because you see, due to the housing bubble popping and the banking industry making the rules on lending nearly ridiculous (after their crazy credit party of the years previously) - the money I made from my contract work meant nothing. They wanted to see W-2's to even consider lending to us.
I had to quickly find a W-2 job.
By the great kindness of my landlord -- they offered us first dibs on the house. And the fact that the Lord truly provides -- because soon after that, I found a job with a salary that was large enough to purchase the house. We began the process of purchasing the house we were living in. It was a short-sale. So there was a lot of "hurry up and find financial documentation and send it to us now" and then wait . . . and wait.
By the end of September 2009 there were . . . funeral arrangements, a 9 to 5 job schedule, kids beginning school, and many other things in life that one has to adjust to . . . and I did it all in a numb kind of limbo. And ironically, two days after I buried my sister, we signed the documents to the house. After six months, the short sale finally went through. I had made a step toward one of my goals . . . and I didn't care.
During the time of my sister's sickness, I was often angry and frustrated. There was so much I could have done if I had the "financial freedom" that I had been previously fighting for. She could have had better health care, an easier time of it. I would have been able to care for her more than get a "job" and be absent 9-10 hours a day to make sure there was a roof over everyone's head. I could have afforded the best nurses and day-care providers to make her life much more comfortable. We may have been able to afford some type of "new treatment" that would have extended her life or maybe cured her. All this could have happened if I would have tried for and succeeded in gaining financial freedom sooner. Why did I wait?
LIFE. Because life keeps happening to me. And I end up doing what everyone else does. Set aside my goals to handle the problems of life, instead of making plans to continue my goals around life. Making those contingencies that will help me take the steps toward my goal, even when life happens.
It's been almost a year since my sister's death, a year into owning my new home, over a year since I began my new job . . . and I'm looking around, feeling uncomfortable, still feeling frustrated and angry. My restlessness has helped me realize that I'm ready to take on my challenge again. It's time to make things better. To add value to life.
So, if you don't mind. Let's continue this journey. Pull up your belts and tie your shoes . . . I'm ready to get back on the "wild ride" to financial freedom. Let's go.
Back to Life, Back to Reality
To contact us Click HERE
Hello, everyone! It is 2012 and I've come back to continue helping you with your dreams of "working from home" or telecommuting . . . becoming wealthy (becoming a millionaire) . . . or just realizing your dreams whatever they may be. Yes, it's been awhile but I never gave up on my goals and dreams. Life and all its issues just interrupted my efforts for a moment. Ready? Let's go!
Hello, everyone! It is 2012 and I've come back to continue helping you with your dreams of "working from home" or telecommuting . . . becoming wealthy (becoming a millionaire) . . . or just realizing your dreams whatever they may be. Yes, it's been awhile but I never gave up on my goals and dreams. Life and all its issues just interrupted my efforts for a moment. Ready? Let's go!
Why I Won't Apply for Your Job . . . A snippy response (but a good one)
To contact us Click HERE
Oh my goodness! I love this post. It's written in response to an article entitled "Why I Won't Hire You". And it is brilliant! Tim Gray you are quite the man for this one. I hope and wish that employers will read this very truthful, very helpful article.
If you want to see the original article plus comments, go here.
WHY I WONT APPLY FOR YOUR JOB..
1 - Require me to fill out your company's "application" that simply repeats all the information that is on my resume. Why are you showing me that your company is more interested in busywork than skills? You will never even look at the "application", it is a waste of everyone's time.
2 - Require yet another login to post my resume to your company's website. your company is not special, why are you cluttering up your own servers with the silly logins for people that will never be used again? Hire some competent IT people and design a resume submission system that does not require a un-needed login for them to have to remember. The best one I have seen emailed the submitter a pincode and allowed them to login with their email and pincode if they ever needed to update the resume.
3 - Post ridiculous requirements. 30+ years in java, astronaut that has been in space 10 times, has god's cellphone number. If you are letting the idiots in HR write the job description at least take some time from golf or your fantasy football to proofread the job position. It just makes you look like a very uneducated manager, a big red flag for the real professionals.
4 -Do not post a salary range. You want me to waste my time to find out you are paying 30% under industry average? Be honest and post the salary range so you get real professionals that don't want to waste our time to apply.
The above are the reasons that most companies get 5000 resumes or more for a single position that are not what they are looking for. Mostly because the hiring manager is incompetent at writing a proper job posting. The HR department think they are godlike. And everyone thinks their company is so good they don't have to give any real information about the position.
Want a better list of hires to choose from? Do the above and look like a respectable company to work for.
Honestly, if you want top notch professionals, you have to look good enough for us to apply.
If you want to see the original article plus comments, go here.
WHY I WONT APPLY FOR YOUR JOB..
1 - Require me to fill out your company's "application" that simply repeats all the information that is on my resume. Why are you showing me that your company is more interested in busywork than skills? You will never even look at the "application", it is a waste of everyone's time.
2 - Require yet another login to post my resume to your company's website. your company is not special, why are you cluttering up your own servers with the silly logins for people that will never be used again? Hire some competent IT people and design a resume submission system that does not require a un-needed login for them to have to remember. The best one I have seen emailed the submitter a pincode and allowed them to login with their email and pincode if they ever needed to update the resume.
3 - Post ridiculous requirements. 30+ years in java, astronaut that has been in space 10 times, has god's cellphone number. If you are letting the idiots in HR write the job description at least take some time from golf or your fantasy football to proofread the job position. It just makes you look like a very uneducated manager, a big red flag for the real professionals.
4 -Do not post a salary range. You want me to waste my time to find out you are paying 30% under industry average? Be honest and post the salary range so you get real professionals that don't want to waste our time to apply.
The above are the reasons that most companies get 5000 resumes or more for a single position that are not what they are looking for. Mostly because the hiring manager is incompetent at writing a proper job posting. The HR department think they are godlike. And everyone thinks their company is so good they don't have to give any real information about the position.
Want a better list of hires to choose from? Do the above and look like a respectable company to work for.
Honestly, if you want top notch professionals, you have to look good enough for us to apply.
11 Ekim 2012 Perşembe
Some Homeschooling Statistics That Might Surprise You
To contact us Click HERE
Attending school every day just isn't like it used to be when we were kids. Kids are growing up fast in a fast paced world, and the influence of peer pressure, bullying and drug and alcohol influence has become a reality in our nations public and private schools.
Parents seeking an alternative education method for their children are turning more often to homeschooling as a viable education option. This article is intended to provide some interesting homeschooling statistics that detail homeschooling facts, percentages of students being homeschooled and primary reasons why parents opt to homeschool their kids. If you are at a crossroads of deciding upon the proper education method for your child(ren) hopefully this information will assist you in making your decision.
The National Center for Education Statistics (NCES) survey revealed that approximately 2% of children ages 5-17 were homeschooled. Homeschooling for this survey is defined as students who spend less than 25 hours a week in school and were at least partially schooled at home.
Approximately 2 million students in this country are currently homeschooled.
Homeschooling doesn't necessarily mean a life of exclusion. Many sports facilities have special sessions held during normal school hours, to benefit and attract home schooled students and parents alike.
The top three reasons parents choose to homeschool their children are as follows:
Concern about the school environment (30%), desire to provide a religious and/or moral educations for their children (27%) and dissatisfaction with the academic instruction (17%) provided at local schools.
Parents reported the most important reason for their decision to homeschool was to provide a religious/moral education for their child, followed by concern for the school environment, and finally lack of satisfaction with the academic instruction was the final reason quoted.
Homeschooling statistics are tracked by the U.S. Department of Education. Below are some interesting statistics about the education level of the parents who have decided to homeschool their children.
Most parents have some college classes or vocational education.
25% have Bachelor Degrees.
22% have Masters or advanced college degrees.
Homeschooling statistics show the gender population of homeschooled students to be equally split between males and females. The majority of homeschooling households had 2 parents and 2 or more children. Geographic demographics of these families are split down the middle, 50% of households residing in cities and 50% live in rural communities.
43% of students homeschooled are in grades K-5, 28% in grades 6-8, and 29% in grades 9-12. Of the students who are homeschooled, 82% of those student are exclusively schooled at home with no outside education, while 18% are attending a school part-time, approximately 9 hours per week. While public schooled children have 49% of parents that are dual income, 56% of private schooled children have dual income families, only about 25% of homeschooled students belong to a dual income family.
Parents seeking an alternative education method for their children are turning more often to homeschooling as a viable education option. This article is intended to provide some interesting homeschooling statistics that detail homeschooling facts, percentages of students being homeschooled and primary reasons why parents opt to homeschool their kids. If you are at a crossroads of deciding upon the proper education method for your child(ren) hopefully this information will assist you in making your decision.
The National Center for Education Statistics (NCES) survey revealed that approximately 2% of children ages 5-17 were homeschooled. Homeschooling for this survey is defined as students who spend less than 25 hours a week in school and were at least partially schooled at home.
Approximately 2 million students in this country are currently homeschooled.
Homeschooling doesn't necessarily mean a life of exclusion. Many sports facilities have special sessions held during normal school hours, to benefit and attract home schooled students and parents alike.
The top three reasons parents choose to homeschool their children are as follows:
Concern about the school environment (30%), desire to provide a religious and/or moral educations for their children (27%) and dissatisfaction with the academic instruction (17%) provided at local schools.
Parents reported the most important reason for their decision to homeschool was to provide a religious/moral education for their child, followed by concern for the school environment, and finally lack of satisfaction with the academic instruction was the final reason quoted.
Homeschooling statistics are tracked by the U.S. Department of Education. Below are some interesting statistics about the education level of the parents who have decided to homeschool their children.
Most parents have some college classes or vocational education.
25% have Bachelor Degrees.
22% have Masters or advanced college degrees.
Homeschooling statistics show the gender population of homeschooled students to be equally split between males and females. The majority of homeschooling households had 2 parents and 2 or more children. Geographic demographics of these families are split down the middle, 50% of households residing in cities and 50% live in rural communities.
43% of students homeschooled are in grades K-5, 28% in grades 6-8, and 29% in grades 9-12. Of the students who are homeschooled, 82% of those student are exclusively schooled at home with no outside education, while 18% are attending a school part-time, approximately 9 hours per week. While public schooled children have 49% of parents that are dual income, 56% of private schooled children have dual income families, only about 25% of homeschooled students belong to a dual income family.
Homeschooling High School Is Importance of Junior Year
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Junior year is one critical moment in time when you are homeschooling high school. In freshman and sophomore year you can kind of "fly by the seat of your pants", but in junior year there are certain tasks that you need to do. On the first day of senior year you really want your child to start to apply for colleges. This sounds easy enough and only applies to senior year except for one minor detail. If you don't know where you're going to apply on the first day of senior year, it's kind of hard to actually do the applying.
That is why much of junior year is spent figuring out what colleges your student is going to apply to. You do that by making sure that your child takes the PSAT, and the SAT or ACT. These tests will tell them the approximate test score that they have so that they will know which college they will fit with. You can also go to a college fair so you can get an overview of colleges you may want to attend.
Another important task of junior year is to identify a school that you want to visit and then actually visit the college. Otherwise, you may discover it is not anything like the name that they have on the side of their buildings or what you see in their marketing brochures. You have to make sure that the college is a good fit for your child.
When you are homeschooling high school, pay attention to the college search during junior year and then you can be really successful.
That is why much of junior year is spent figuring out what colleges your student is going to apply to. You do that by making sure that your child takes the PSAT, and the SAT or ACT. These tests will tell them the approximate test score that they have so that they will know which college they will fit with. You can also go to a college fair so you can get an overview of colleges you may want to attend.
Another important task of junior year is to identify a school that you want to visit and then actually visit the college. Otherwise, you may discover it is not anything like the name that they have on the side of their buildings or what you see in their marketing brochures. You have to make sure that the college is a good fit for your child.
When you are homeschooling high school, pay attention to the college search during junior year and then you can be really successful.
How Online Math Help Aids Students of All Skill Levels?
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Elementary level math involves mastering many skills and memorizing a great deal of information in a relatively short period of time. Math facts, the relationships between numbers, basic arithmetic and advanced calculations must all be learned before kids can move on to middle school. With all of these things to learn and retain, it's understandable if your child requires a little math help.
Aiding Struggling Students
Many kids lack proficiency in basic math concepts, making it difficult for them to develop a full understanding of new ideas. For these kids, online math games can be a great help. Both entertaining and academic, online games offer an adaptive learning environment that works with kids to help them reach their full potential. It can be much easier to get your struggling student to accept math help by giving them a game to play than by sitting them down with extra written homework. Through games, math becomes more interesting and learning can take place while engaging your child's natural inclination toward play.
Challenging Advanced Learners
Other students find math to be easy and may quickly become bored when they have to sit through a lesson that they already understand. If your child falls into this category, they may benefit from math help that challenges them with new ideas rather than reviewing established concepts. Online games can be used for this as well, since the learning environment is designed to adapt to your child's specific academic needs. Through the use of a rigorous curriculum in line with today's academic standards, online math games can introduce your advanced student to new ideas anytime he or she is ready. This provides kids with an edge in the classroom that can be valuable at any grade level.
The Benefits of Progress Monitoring
As a parent, it's important to stay involved in your child's academic career. Parental involvement helps to reinforce the learning that takes place in the classroom and encourages kids to put their all into their schoolwork. When online games are used as an interactive tool for math help, it's easy to keep track of your child's progress. These games engage your child at his or her current skill level so that new concepts can be introduced at just the right time. Getting involved in this process lets your child know that you care about how well he or she is doing, which in turn boost confidence and can help to improve academic performance.
Aiding Struggling Students
Many kids lack proficiency in basic math concepts, making it difficult for them to develop a full understanding of new ideas. For these kids, online math games can be a great help. Both entertaining and academic, online games offer an adaptive learning environment that works with kids to help them reach their full potential. It can be much easier to get your struggling student to accept math help by giving them a game to play than by sitting them down with extra written homework. Through games, math becomes more interesting and learning can take place while engaging your child's natural inclination toward play.
Challenging Advanced Learners
Other students find math to be easy and may quickly become bored when they have to sit through a lesson that they already understand. If your child falls into this category, they may benefit from math help that challenges them with new ideas rather than reviewing established concepts. Online games can be used for this as well, since the learning environment is designed to adapt to your child's specific academic needs. Through the use of a rigorous curriculum in line with today's academic standards, online math games can introduce your advanced student to new ideas anytime he or she is ready. This provides kids with an edge in the classroom that can be valuable at any grade level.
The Benefits of Progress Monitoring
As a parent, it's important to stay involved in your child's academic career. Parental involvement helps to reinforce the learning that takes place in the classroom and encourages kids to put their all into their schoolwork. When online games are used as an interactive tool for math help, it's easy to keep track of your child's progress. These games engage your child at his or her current skill level so that new concepts can be introduced at just the right time. Getting involved in this process lets your child know that you care about how well he or she is doing, which in turn boost confidence and can help to improve academic performance.
Payments for Your Class Safely With PayPal
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The concept of online payment has achieved a new dimension with the introduction of integrated payment gateway - PayPal. In recent years, PayPal has become the most easy-going payment method that supports flawless transactions. It is also considered to be the best medium by which the class organizers accept payments and fees from students. This article is going to show how you can accept payments securely and conveniently through PayPal.
One of the most important aspects of online payments is to ensure optimum security during the transaction process. PayPal is the most widely used and trusted payment system for your online class payments. It helps you make payments through debit or credit cards or bank account transfers through the PayPal website. The class registration software is directly integrated with PayPal payment system, which helps organizers and the attendees' process class payments by a single click of the mouse. This is likely to eliminate the complexities of manual payment processing as well as the problems associated with it. It also facilitates real-time authorization and processing of all those payments made through PayPal. Besides, being an online procedure, it also ensures secure transfer of funds.
Attendees using PayPal for making class payments can get real-time authorization once the transaction is processed. PayPal is known to be a low-cost medium for accepting credit card and bank account payments. You can easily integrate it with your website. The PayPal IPN provides an easy gateway for customers to pay using PayPal and also helps organizers have a merchant account in the PayPal site. It helps you process class payments through the Cloud-based payment platform with PayPal as one of its gateways.
One of the most important aspects of online payments is to ensure optimum security during the transaction process. PayPal is the most widely used and trusted payment system for your online class payments. It helps you make payments through debit or credit cards or bank account transfers through the PayPal website. The class registration software is directly integrated with PayPal payment system, which helps organizers and the attendees' process class payments by a single click of the mouse. This is likely to eliminate the complexities of manual payment processing as well as the problems associated with it. It also facilitates real-time authorization and processing of all those payments made through PayPal. Besides, being an online procedure, it also ensures secure transfer of funds.
Attendees using PayPal for making class payments can get real-time authorization once the transaction is processed. PayPal is known to be a low-cost medium for accepting credit card and bank account payments. You can easily integrate it with your website. The PayPal IPN provides an easy gateway for customers to pay using PayPal and also helps organizers have a merchant account in the PayPal site. It helps you process class payments through the Cloud-based payment platform with PayPal as one of its gateways.
Five Reasons to Choose A Web Design Course Online
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Web design continues to soar in global popularity. From commercial to personal sites, website design is widely utilized and always in demand. Due to the global financial crisis, however, several UK-based firms and designers have had to raise prices in order to make ends meet. As a result, many customers are now opting for courses online. This is a cost-effective way to learn HTML, while effectively creating captivating sites within a set time and budget. There are several benefits associated with taking courses online. These include unlimited access to design software, along with freedom of artistic expression and other related factors.
Comfort And Convenience
Unlike overcrowded classrooms, students can take courses online at their home or office. They can also work and learn at their own pace and convenience. Online courses are very intricate in nature. Since they cover a myriad of topics and subjects, one needs to pay close attention in order to secure a favourable outcome. For courses that offer certification or degrees, students may have to pass stringent requirements and tests. Still, taking these courses at home or the office allows students to set their own schedules and sessions. From digital illustration and web marketing to graphic design, students can also sign up for a range of courses that effectively meet their needs.
Expert Tuition
Industry experts usually teach web design courses online. Therefore, students have unlimited access to the best in web design applications and courses. Teachers also offer assessment tests to monitor skills and progress. Whether it's creating templates, adding colours, or integrating HTML codes, each step in the process is carefully crafted to secure timely results. As technology evolves, web design courses online feature all the latest design tools and programs. This allows students to maintain an edge in this competitive, challenging, and growing market.
Building A Marketable Portfolio
While some take courses online for personal enrichment, others simply want to enhance their skills and learn new techniques. In the UK, there are several web enthusiasts that want to build a career in this high-end industry. Therefore, taking web design courses online can help them build a strong and marketable portfolio. No matter which sector of the industry they choose, applying learned skills is always a productive and worthwhile endeavour. If you are serious about forging a career in web design and online marketing, taking web design courses online offers the perfect platform for true market success and longevity.
Distance Education
As a form of distance education, online courses are designed to meet all your educational and budgetary needs. With online courses, students never have to worry about commuting to physical venues. They can also set their own hours, especially if they have daytime jobs or other responsibilities. These courses not only teach web design, they also help students learn about Internet marketing and social media integration. These are important tools in increasing online visibility, while attracting potential customers to business-related sites and forums.
Comfort And Convenience
Unlike overcrowded classrooms, students can take courses online at their home or office. They can also work and learn at their own pace and convenience. Online courses are very intricate in nature. Since they cover a myriad of topics and subjects, one needs to pay close attention in order to secure a favourable outcome. For courses that offer certification or degrees, students may have to pass stringent requirements and tests. Still, taking these courses at home or the office allows students to set their own schedules and sessions. From digital illustration and web marketing to graphic design, students can also sign up for a range of courses that effectively meet their needs.
Expert Tuition
Industry experts usually teach web design courses online. Therefore, students have unlimited access to the best in web design applications and courses. Teachers also offer assessment tests to monitor skills and progress. Whether it's creating templates, adding colours, or integrating HTML codes, each step in the process is carefully crafted to secure timely results. As technology evolves, web design courses online feature all the latest design tools and programs. This allows students to maintain an edge in this competitive, challenging, and growing market.
Building A Marketable Portfolio
While some take courses online for personal enrichment, others simply want to enhance their skills and learn new techniques. In the UK, there are several web enthusiasts that want to build a career in this high-end industry. Therefore, taking web design courses online can help them build a strong and marketable portfolio. No matter which sector of the industry they choose, applying learned skills is always a productive and worthwhile endeavour. If you are serious about forging a career in web design and online marketing, taking web design courses online offers the perfect platform for true market success and longevity.
Distance Education
As a form of distance education, online courses are designed to meet all your educational and budgetary needs. With online courses, students never have to worry about commuting to physical venues. They can also set their own hours, especially if they have daytime jobs or other responsibilities. These courses not only teach web design, they also help students learn about Internet marketing and social media integration. These are important tools in increasing online visibility, while attracting potential customers to business-related sites and forums.
10 Ekim 2012 Çarşamba
How Teaching Math With Interactive Online Tools?
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Teaching math can be a challenge, especially if you're trying to teach kids who are struggling. Today's math curriculum requires kids of all ages to learn and retain particular skills at each grade level, making it essential to ensure that they master each idea as it comes so that they don't get lost or confused when higher concepts are introduced.
Offer An Engaging Environment
Kids respond well to learning environments that are fun, interesting and engaging. When you give kids the opportunity to work in such an environment, teaching math can become much easier. One way to do this is to take advantage of the growing use of technology in education by introducing online math games to student curriculum. These games are accessible from any computer with an Internet connection and so can be used in the classroom or at home to supplement math education. Though using games to teach math skills isn't a substitute for the traditional educational environment, it can be helpful to kids who learn better with audio-visual tools than with standard print materials.
Encourage Mastery of Skills
Math is one concept that requires kids to master one skill before moving on to another. If you don't teach math skills such as number recognition, counting and basic addition and subtraction to kids at a young age, they won't be able to understand the concepts that they encounter as they move on to higher grades. By encouraging kids to pay attention to each concept as it comes and learn how to apply it to many different kinds of math problems, you give them the tools that they need to excel at math throughout their academic careers. Teaching math this way requires diligence and patience since each child will learn at a different pace. Online math games take this into account by giving kids the opportunity to move on when they're ready, rather than forcing them to continue before they've fully grasped the current lesson.
Include Positive Reinforcement
All learning processes come with both successes and failures. Kids need to learn how to accept when they have trouble with a concept and be willing to put in the effort necessary to understand it. Online math games and interactive learning aids give kids a chance to go back and work on anything they find hard by giving them an easier, more inviting way to address their struggles. By taking difficult concepts and presenting them with the aid of colorful settings and friendly characters, games help to ease kids' fear of failure and offer support as they work through things that might otherwise baffle them if presented in a textbook or on a worksheet.
Offer An Engaging Environment
Kids respond well to learning environments that are fun, interesting and engaging. When you give kids the opportunity to work in such an environment, teaching math can become much easier. One way to do this is to take advantage of the growing use of technology in education by introducing online math games to student curriculum. These games are accessible from any computer with an Internet connection and so can be used in the classroom or at home to supplement math education. Though using games to teach math skills isn't a substitute for the traditional educational environment, it can be helpful to kids who learn better with audio-visual tools than with standard print materials.
Encourage Mastery of Skills
Math is one concept that requires kids to master one skill before moving on to another. If you don't teach math skills such as number recognition, counting and basic addition and subtraction to kids at a young age, they won't be able to understand the concepts that they encounter as they move on to higher grades. By encouraging kids to pay attention to each concept as it comes and learn how to apply it to many different kinds of math problems, you give them the tools that they need to excel at math throughout their academic careers. Teaching math this way requires diligence and patience since each child will learn at a different pace. Online math games take this into account by giving kids the opportunity to move on when they're ready, rather than forcing them to continue before they've fully grasped the current lesson.
Include Positive Reinforcement
All learning processes come with both successes and failures. Kids need to learn how to accept when they have trouble with a concept and be willing to put in the effort necessary to understand it. Online math games and interactive learning aids give kids a chance to go back and work on anything they find hard by giving them an easier, more inviting way to address their struggles. By taking difficult concepts and presenting them with the aid of colorful settings and friendly characters, games help to ease kids' fear of failure and offer support as they work through things that might otherwise baffle them if presented in a textbook or on a worksheet.
Twelve Ways For Cyber School Students To Refocus
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Ever have one of those days where you have a bunch of stuff planned, but then you sit down to start doing them, and your brain seems to reject anything productive? That's me today. Mark your calendars because this is the worst brain fart I've had during Cyber School. Really though, I made it about a month without a really bad focusing problem so I'd call that a success!
It started yesterday when I decided to finally sit down, and work on the Sunday school lesson (I am teaching at my church this weekend). I got the fun stuff done, but anything remotely work related like reading a couple of chapters in the bible started to feel like a situation where you have to lick your elbow to save your life. I just couldn't do it and it frustrated me. So I stopped, went upstairs to read a bit, and went to bed.
That's my usual method for getting through stressful situations like mind block, just get away from it for a little while, then revisit it once your mind is clear. But what do you do when the stressful situations and mind block are because of school? You usually can't just get up and give it some time to process. No, you have to get it done in only a short amount of time or you are penalized with something like a tardy or a bad grade or other important stuff doesn't get done!
Today my 'To Do' list looked something like this
1. School= Finish an English report, three lessons of math and some sociology
2. Put up a blog post
3. Contact a bunch of churches around the area about the Christian club at school
4. Clean up a bit
5. Tennis practice, leave house at 2:30
After Tennis there were a couple other social events I had made a commitment to go to allowing me only the time between 8am and about 2pm to work. That gave me about six and a half hours to complete everything, keeping in mind that school work took me about two and a half hours today and contacting churches took out about another hour in my day. That leaves me with about three hours to clean and finish my blog post. Along with that I also need to feed myself and get ready for tennis. Also I am a girl so getting ready is a slightly lengthy process.
My day was booked! I couldn't take any time to slack off or take long breaks. So how did I get through? Well I did what any desperate to be done with work kid would do, I pushed on through completing some work only to the level of proficient rather than to an advanced level.
It wasn't very fun today. A lot of the tests and lessons I had to do today were extremely simple and easy, but more than once I'd find myself totally out of it just staring at the screen willing something, anything to put the correct answer there so that all I would have to do is click the 'Finish' button.
Somehow I got through, and then decided I could give myself a couple minute breaks to play a Wii game called 'Just Dance.' I don't mean to brag, but I got the high score in each dance.
The dance game helped a little, and is probably the reason I am able to write this post, I couldn't help but wonder what are some other little tricks and ideas to help us focus better. So I have compiled a list from three different articles:
1. Create a good learning environment with minimum distractions
2. Practice concentrating by doing things like listening to your breaths and heart beats
3. Use the number five. For example five more minutes or five more problems
4. Create a routine around your most productive and least productive times of the day
5. Set Goals/ Bribe yourself- If I finish these last 5 problems I can eat a piece of cake (I recommend not always using food)
6. Write out a 'To Do' list so you can work on things one at a time.
7. Make sure your body is healthy- enough sleep, good diet (less sugars), exercise, etc.
8. Set some time in the day to allow your mind to wander and think through things
9. Cup your hands around your eyes to give you tunnel vision so distractions are blocked.
10. Develop an interest in what you are doing
11. Limit the time where you have to focus a lot
12. Don't procrastinate because it distracts your mind from other activities
It started yesterday when I decided to finally sit down, and work on the Sunday school lesson (I am teaching at my church this weekend). I got the fun stuff done, but anything remotely work related like reading a couple of chapters in the bible started to feel like a situation where you have to lick your elbow to save your life. I just couldn't do it and it frustrated me. So I stopped, went upstairs to read a bit, and went to bed.
That's my usual method for getting through stressful situations like mind block, just get away from it for a little while, then revisit it once your mind is clear. But what do you do when the stressful situations and mind block are because of school? You usually can't just get up and give it some time to process. No, you have to get it done in only a short amount of time or you are penalized with something like a tardy or a bad grade or other important stuff doesn't get done!
Today my 'To Do' list looked something like this
1. School= Finish an English report, three lessons of math and some sociology
2. Put up a blog post
3. Contact a bunch of churches around the area about the Christian club at school
4. Clean up a bit
5. Tennis practice, leave house at 2:30
After Tennis there were a couple other social events I had made a commitment to go to allowing me only the time between 8am and about 2pm to work. That gave me about six and a half hours to complete everything, keeping in mind that school work took me about two and a half hours today and contacting churches took out about another hour in my day. That leaves me with about three hours to clean and finish my blog post. Along with that I also need to feed myself and get ready for tennis. Also I am a girl so getting ready is a slightly lengthy process.
My day was booked! I couldn't take any time to slack off or take long breaks. So how did I get through? Well I did what any desperate to be done with work kid would do, I pushed on through completing some work only to the level of proficient rather than to an advanced level.
It wasn't very fun today. A lot of the tests and lessons I had to do today were extremely simple and easy, but more than once I'd find myself totally out of it just staring at the screen willing something, anything to put the correct answer there so that all I would have to do is click the 'Finish' button.
Somehow I got through, and then decided I could give myself a couple minute breaks to play a Wii game called 'Just Dance.' I don't mean to brag, but I got the high score in each dance.
The dance game helped a little, and is probably the reason I am able to write this post, I couldn't help but wonder what are some other little tricks and ideas to help us focus better. So I have compiled a list from three different articles:
1. Create a good learning environment with minimum distractions
2. Practice concentrating by doing things like listening to your breaths and heart beats
3. Use the number five. For example five more minutes or five more problems
4. Create a routine around your most productive and least productive times of the day
5. Set Goals/ Bribe yourself- If I finish these last 5 problems I can eat a piece of cake (I recommend not always using food)
6. Write out a 'To Do' list so you can work on things one at a time.
7. Make sure your body is healthy- enough sleep, good diet (less sugars), exercise, etc.
8. Set some time in the day to allow your mind to wander and think through things
9. Cup your hands around your eyes to give you tunnel vision so distractions are blocked.
10. Develop an interest in what you are doing
11. Limit the time where you have to focus a lot
12. Don't procrastinate because it distracts your mind from other activities
Can I Begin at the Highschool Level for Homeschoolling?
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I am often asked if it is okay to start homeschooling at the high school level when you have never homeschooled before? The answer is a definite, YES!
It's perfectly fine and actually I am seeing this happen an awful lot as public schools are having more and more difficulty. A growing number of parents are trying to find the best possible education for their children. Yes, it's perfectly possible.
When you are a beginning homeschooler it is sometimes nice to have someone to hold your hand and help you through the process because it can be a bit scary until you get your feet wet. I usually recommend for beginners to take a look at Sonlight curriculum. That is the curriculum that I used when I started homeschooling and it really helped me figure out how much schoolwork was a normal amount each day as well as what I needed to cover.
Sonlight is a literature-based curriculum, and it is not right for everybody, but I do like recommending it as the first place for people to look at when they start.
It is very easy for you to begin homeschooling high school. The only difficulty is if you want to put your children from homeschooling back into a public school. The reason for that is that public schools care very much about accreditation, unlike homeschoolers and unlike colleges. While homeschoolers can continue all the way to high school and get into college without difficulty, sometimes the public schools have a great deal of difficulty accepting your transcript as a homeschooler.
One thing that you should make sure of is that at the high school level you are pretty much committed. If you don't feel like you can commit then you should make sure that you are going to commit for the first two years and then have your child perhaps do dual enrollment or some other option afterwards.
Yes, I believe that homeschooling is a great option for your high schooler and it is very possible to begin homeschooling in high school.
It's perfectly fine and actually I am seeing this happen an awful lot as public schools are having more and more difficulty. A growing number of parents are trying to find the best possible education for their children. Yes, it's perfectly possible.
When you are a beginning homeschooler it is sometimes nice to have someone to hold your hand and help you through the process because it can be a bit scary until you get your feet wet. I usually recommend for beginners to take a look at Sonlight curriculum. That is the curriculum that I used when I started homeschooling and it really helped me figure out how much schoolwork was a normal amount each day as well as what I needed to cover.
Sonlight is a literature-based curriculum, and it is not right for everybody, but I do like recommending it as the first place for people to look at when they start.
It is very easy for you to begin homeschooling high school. The only difficulty is if you want to put your children from homeschooling back into a public school. The reason for that is that public schools care very much about accreditation, unlike homeschoolers and unlike colleges. While homeschoolers can continue all the way to high school and get into college without difficulty, sometimes the public schools have a great deal of difficulty accepting your transcript as a homeschooler.
One thing that you should make sure of is that at the high school level you are pretty much committed. If you don't feel like you can commit then you should make sure that you are going to commit for the first two years and then have your child perhaps do dual enrollment or some other option afterwards.
Yes, I believe that homeschooling is a great option for your high schooler and it is very possible to begin homeschooling in high school.
The Solution for Homeschooling Multiple Children
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The Problem: New home schooling families are often overwhelmed with just the idea of homeschooling all of their children at the same time. Some will begin homeschooling one child one year and adding another the following year. That, in itself can add the problem of having to plan your schedule around the school's schedule because at least one family member goes to school. One of the big benefits of homeschooling is to be together as a family and to schedule life around the home and the education of the children. If the family "brings school" home and sets up a school schedule with textbooks for each subject for each child, teaching multiple children in a family would be very tedious and overwhelming.
The Solution: Unit studies --- This is a method of study that allows most of the curriculum to center on a topic of interest to one or more members of family.
For example, in the state of Washington, the home school law delineates eleven required subjects for students K-8: Math, Reading, Writing, Grammar, Spelling, History, Social Studies, Health, Science, Occupational Education, Art/Music. If your state does not specify subjects or classifies them differently just modify your list. Most of these subjects can be covered well by using this method. Exceptions include: math, grammar and early reading skills. In those cases you would need curriculum that follow a "scope and sequence" - a list or chart that shows what will be covered and in what order. Since math builds on skills, order and practice are important. I would include these subjects in a unit study so that your children understand that knowledge and skills are not separate, but unified.
Steps in Forming a Unit Study:
1. Choose a subject. Keep in mind the longer you want to stay on a subject, the broader the topic.
2. Use a "Mind Map" or "Web' to brainstorm the different parts of the unit.
3. Based on # 2, decide how long to study this topic. For beginners and younger children, I would begin with a two-week unit study. Later, larger topics / longer studies may be planned. Older students could use this method and follow the scope and sequence of an American History book to "complete" this required high school subject with a series of unit studies.
4. Make a list of subjects and plan activities to cover each of the subjects.
5. Gather materials - personal library, public library, Internet, local attractions etc.
6. Evaluate - during longer studies, you should periodically evaluate what has been learned and what remains to learn. You may decide to shorten or lengthen the unit study.
7. End the Study with a Culminating Activity - this could be a notebook, video documentary, display or a play for Dad and other family or friends.
Homeschooling parents can use the unit study method to keep everyone learning about the same topic using age-appropriate materials you own or you can get from the library. While there are many products available that have ready-made unit studies, I personally like the flexibility of planning my own unit studies. In my opinion, aside from academic excellence, the greatest benefit of the unit study is building family unity.
The Solution: Unit studies --- This is a method of study that allows most of the curriculum to center on a topic of interest to one or more members of family.
For example, in the state of Washington, the home school law delineates eleven required subjects for students K-8: Math, Reading, Writing, Grammar, Spelling, History, Social Studies, Health, Science, Occupational Education, Art/Music. If your state does not specify subjects or classifies them differently just modify your list. Most of these subjects can be covered well by using this method. Exceptions include: math, grammar and early reading skills. In those cases you would need curriculum that follow a "scope and sequence" - a list or chart that shows what will be covered and in what order. Since math builds on skills, order and practice are important. I would include these subjects in a unit study so that your children understand that knowledge and skills are not separate, but unified.
Steps in Forming a Unit Study:
1. Choose a subject. Keep in mind the longer you want to stay on a subject, the broader the topic.
2. Use a "Mind Map" or "Web' to brainstorm the different parts of the unit.
3. Based on # 2, decide how long to study this topic. For beginners and younger children, I would begin with a two-week unit study. Later, larger topics / longer studies may be planned. Older students could use this method and follow the scope and sequence of an American History book to "complete" this required high school subject with a series of unit studies.
4. Make a list of subjects and plan activities to cover each of the subjects.
5. Gather materials - personal library, public library, Internet, local attractions etc.
6. Evaluate - during longer studies, you should periodically evaluate what has been learned and what remains to learn. You may decide to shorten or lengthen the unit study.
7. End the Study with a Culminating Activity - this could be a notebook, video documentary, display or a play for Dad and other family or friends.
Homeschooling parents can use the unit study method to keep everyone learning about the same topic using age-appropriate materials you own or you can get from the library. While there are many products available that have ready-made unit studies, I personally like the flexibility of planning my own unit studies. In my opinion, aside from academic excellence, the greatest benefit of the unit study is building family unity.
Homeschool Transcript Tips
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Making a homeschool transcript does not have to be a difficult thing. For those new to homeschooling high school, I want to start by putting you completely at ease about this from the very beginning.
A transcript is simply a piece of paper written in Times New Roman 12; it's just a regular paper with no notary on it. It can be printed on normal computer paper or if you would like you can buy a pack of parchment paper to use, but that is completely not necessary. There is nothing scary about it and you can do it at home.
The thing you do need to know about the transcript is that however you make it, it will look good. Without a doubt, if you put it out on print, it will look good and you will be amazed at how great your child looks.
The reason they look so great is that making a transcript is your chance to brag legally about your child. It's your opportunity to say everything wonderful that they've ever done; things that you wouldn't necessarily tell your friends because they might think that you are bragging.
Transcripts do tend to look a bit foreign to us. When I ask about your homeschool, you might talk about the pond and the nature study as well as the great unit study that you've done recently.
While that is a wonderful education, it doesn't make a lot of intuitive sense to colleges. Colleges think in terms of words and specific numbers. When preparing your transcript you need to be able to put your wonderful homeschool experience into the words and numbers that colleges understand.
A transcript is simply a piece of paper written in Times New Roman 12; it's just a regular paper with no notary on it. It can be printed on normal computer paper or if you would like you can buy a pack of parchment paper to use, but that is completely not necessary. There is nothing scary about it and you can do it at home.
The thing you do need to know about the transcript is that however you make it, it will look good. Without a doubt, if you put it out on print, it will look good and you will be amazed at how great your child looks.
The reason they look so great is that making a transcript is your chance to brag legally about your child. It's your opportunity to say everything wonderful that they've ever done; things that you wouldn't necessarily tell your friends because they might think that you are bragging.
Transcripts do tend to look a bit foreign to us. When I ask about your homeschool, you might talk about the pond and the nature study as well as the great unit study that you've done recently.
While that is a wonderful education, it doesn't make a lot of intuitive sense to colleges. Colleges think in terms of words and specific numbers. When preparing your transcript you need to be able to put your wonderful homeschool experience into the words and numbers that colleges understand.
9 Ekim 2012 Salı
Tele-jobs: Kelly Services (Temp Agency Help!)
To contact us Click HERE
I'm sure you have not realized that even TEMPORARY AGENCIES are now listing telecommuting/work at home jobs! I found a few at Kelly Services. Simply click on this link and you should land on their Advanced Job Search webpage. In the Location box, click on Home-based/Telecommute and you will then have a list of jobs that are available. These are temporary positions and you will have to enroll with Kelly Services. Nice!
----------------You can make this blog better. Tell me what types of topics you want me to focus on. I'll be happy to write about things that actually help and entertain you. Or drop me a line at telemill at gmail. [You know what to do to send the e-mail, right?]
----------------You can make this blog better. Tell me what types of topics you want me to focus on. I'll be happy to write about things that actually help and entertain you. Or drop me a line at telemill at gmail. [You know what to do to send the e-mail, right?]
Procrastination is funny
To contact us Click HERE
[Click on the graphic to see it in full screen]
From the Chris Voss Show, I found this very funny because it is so true for me. Is it true for anyone else here? My friend Chris Voss has a lot of great information at his website www.thechrisvossshow.com.
----------------You can make this blog better. Tell me what types of topics you want me to focus on. I'll be happy to write about things that actually help and entertain you. Or drop me a line at telemill at gmail. [You know what to do to send the e-mail, right?]
From the Chris Voss Show, I found this very funny because it is so true for me. Is it true for anyone else here? My friend Chris Voss has a lot of great information at his website www.thechrisvossshow.com.
----------------You can make this blog better. Tell me what types of topics you want me to focus on. I'll be happy to write about things that actually help and entertain you. Or drop me a line at telemill at gmail. [You know what to do to send the e-mail, right?]
Preparing for the Interview
To contact us Click HERE
OK, disregard the background noise on this. These people are providing really great information about preparing yourself for interviews.
----------------You can make this blog better. Tell me what types of topics you want me to focus on. I'll be happy to write about things that actually help and entertain you. Or drop me a line at telemill at gmail. [You know what to do to send the e-mail, right?]
OK, disregard the background noise on this. These people are providing really great information about preparing yourself for interviews.
----------------You can make this blog better. Tell me what types of topics you want me to focus on. I'll be happy to write about things that actually help and entertain you. Or drop me a line at telemill at gmail. [You know what to do to send the e-mail, right?]
Did you know that AAA has Remote Worker Positions?
To contact us Click HERE
Okay, so I have a list of local businesses that I check frequently for new jobs. One of those companies is AAA. I'm looking at the job listing and found that they have a number of opportunities with the notation "Remote Worker" beside it in the "Location" column. I ran over here to Telecommuting Millionaire Blog to let you guys know that there is yet another opportunity to work from home and still be gainfully employed. I LOVE the fact that this is becoming so common place now!
So, currently at Jobs at AAA Website these remote worker positions are open . . .
----------------You can make this blog better. Tell me what types of topics you want me to focus on. I'll be happy to write about things that actually help and entertain you. Or drop me a line at telemill at gmail. [You know what to do to send the e-mail, right?]
So, currently at Jobs at AAA Website these remote worker positions are open . . .
- Emergency Roadside Service Field Consultant #1386
| |||
| Check out AAA often, they always have new open positions. | |||
----------------You can make this blog better. Tell me what types of topics you want me to focus on. I'll be happy to write about things that actually help and entertain you. Or drop me a line at telemill at gmail. [You know what to do to send the e-mail, right?]
Something Good's Around the Corner
To contact us Click HERE

For half of February, I was feeling a bit down in the dumps. I finished up a project and didn't seem to have any other prospects lined up. The one job that I thought was going to come thru kept me hanging and didn't seem to have a start date in sight. It's stressful not knowing where your next job is going to come from!
But as I have come to realize, things really do have a way of working out. If you are hard-working, ambitious, [and likeable], something good is usually just around the corner. And if you really want to give luck a hand, I recommend booking a non-refundable trip....that'll usually do the trick :)
Jobless, I accepted my parents' invitation to go to Cabo, Mexico. The day after my dad booked the ticket, my dream company called me to come interview. Of course, I got the job and the most amazing part was, they told me NOT to cancel my trip. So I got to go to Cabo for a week and start full time the following Monday.
When I got back to the states this afternoon, I had several voicemails waiting for me. One to work on a freelance indie film, another to interview for a TV pilot, and one offering me an assistant job (something I had interviewed for like 2+ weeks ago). I am very happy with the job I already accepted, but it is always a confidence booster hearing a whole boatload of people want you! And to think, just two weeks ago, I was stressed and feeling utterly rejected.
Note to self: RELAX....good things will come to those who are patient and persevere.

For half of February, I was feeling a bit down in the dumps. I finished up a project and didn't seem to have any other prospects lined up. The one job that I thought was going to come thru kept me hanging and didn't seem to have a start date in sight. It's stressful not knowing where your next job is going to come from!
But as I have come to realize, things really do have a way of working out. If you are hard-working, ambitious, [and likeable], something good is usually just around the corner. And if you really want to give luck a hand, I recommend booking a non-refundable trip....that'll usually do the trick :)
Jobless, I accepted my parents' invitation to go to Cabo, Mexico. The day after my dad booked the ticket, my dream company called me to come interview. Of course, I got the job and the most amazing part was, they told me NOT to cancel my trip. So I got to go to Cabo for a week and start full time the following Monday.
When I got back to the states this afternoon, I had several voicemails waiting for me. One to work on a freelance indie film, another to interview for a TV pilot, and one offering me an assistant job (something I had interviewed for like 2+ weeks ago). I am very happy with the job I already accepted, but it is always a confidence booster hearing a whole boatload of people want you! And to think, just two weeks ago, I was stressed and feeling utterly rejected.
Note to self: RELAX....good things will come to those who are patient and persevere.
8 Ekim 2012 Pazartesi
How Do You Know You Are Capable?
To contact us Click HERE
Do you feel overwhelmed in your job as a homeschool parents. Many parents do. I have heard from so many people asking how they can know that they are capable of homeschooling their high school student. There are a few encouraging verses from the Bible that can help relieve some of those concerns.
Psalm 1:39 13-16 "For you created my inmost being; you knit me together in my mother's womb. I praise you because I am fearfully and wonderfully made; your works are wonderful..."
Your child was given to you. You are the perfect parents for your child and your child is the perfect child for your family. Together, the two of you were meant to do this and that's how you'll know you'll be successful.
Think about Philippians 4:13 where it says "I can do all this through Him who strengthens me." That will include homeschooling high school. Also, 1 Peter 4:8 says "Above all, love each other deeply, because love covers over a multitude of sins." When something goes wrong, you can know that you can still homeschool high school because the love that you have for your child is going to cover everything.
This child has been given to you; you have been given to your child. You are the perfect partnership for homeschooling high school. You know that you are capable because God will provide what you need to do the job that you have been called to do. And you know that when these steps occur, it's going to be okay because the love for your child is going to cover all of it.
The scriptures say a lot about raising a child, but it does not say anything about forking your child over to the government for their education. It's all about the parent and the child. Even when it talks about rendering unto Caesar, it is not talking about your children. Your children have been given to you.
Also in scripture, God often provides step by step answers to problems that are faced. When Jesus changed the water to wine at the wedding at Cana, He did not tell His servants to change the water into wine; that would have been slightly overwhelming.
Instead, he gave them three steps:
a. Fill jars with water.
b.Draw water out of jars.
c.Take a drink to the master.
At no point does Jesus say to graduate your child today and get them into this college. He's telling us to take one step at a time. So when you learn from me about college preparation, think about all the things that I talk about but realize that you do not have to do them all today.
Psalm 1:39 13-16 "For you created my inmost being; you knit me together in my mother's womb. I praise you because I am fearfully and wonderfully made; your works are wonderful..."
Your child was given to you. You are the perfect parents for your child and your child is the perfect child for your family. Together, the two of you were meant to do this and that's how you'll know you'll be successful.
Think about Philippians 4:13 where it says "I can do all this through Him who strengthens me." That will include homeschooling high school. Also, 1 Peter 4:8 says "Above all, love each other deeply, because love covers over a multitude of sins." When something goes wrong, you can know that you can still homeschool high school because the love that you have for your child is going to cover everything.
This child has been given to you; you have been given to your child. You are the perfect partnership for homeschooling high school. You know that you are capable because God will provide what you need to do the job that you have been called to do. And you know that when these steps occur, it's going to be okay because the love for your child is going to cover all of it.
The scriptures say a lot about raising a child, but it does not say anything about forking your child over to the government for their education. It's all about the parent and the child. Even when it talks about rendering unto Caesar, it is not talking about your children. Your children have been given to you.
Also in scripture, God often provides step by step answers to problems that are faced. When Jesus changed the water to wine at the wedding at Cana, He did not tell His servants to change the water into wine; that would have been slightly overwhelming.
Instead, he gave them three steps:
a. Fill jars with water.
b.Draw water out of jars.
c.Take a drink to the master.
At no point does Jesus say to graduate your child today and get them into this college. He's telling us to take one step at a time. So when you learn from me about college preparation, think about all the things that I talk about but realize that you do not have to do them all today.
How Math for Homeschoolers With Special Needs?
To contact us Click HERE
Math can be a challenge for children with special needs, leaving many homeschooling parents-not to mention kids-feeling overwhelmed. However, there are many math games and activities that can make learning math concepts easier and more enjoyable. Using a variety of games, especially those that are hands-on, can help children with learning disabilities retain more of the concepts being taught. Grasping the meaning of the math lesson is also essential to successful learning, as math tends to build on the lesson that comes before it.
So where do you start? And with so many to choose from, how do you know which math activities will work for your child? First of all, you need to keep in mind that all children learn differently. Therefore, they will need lessons that are tailor-made to fit their particular learning needs.
When it comes to choosing math for homeschoolers with special needs, try to seek out activities that you can center around their interests and fit to their learning styles. For instance, you can personalize math lessons or activities by including a favorite hobby or game-turn a favorite board game into a math lesson. You can use real events or experiences and even include some of your child's own ideas. Try making a trip to the grocery store a lesson on decimals or addition.
Math games are a great way for your child to practice his skills. He may have so much fun that it may be difficult to convince him that it is actually a math lesson! Math games and other resources are readily available online and in many curriculum packages. If cost is a factor, there are many activities that you can put together on your own. Just do a simple search online for "free math games."
Some of the more popular math games include sequencing games, picture-to-count sets, and math bingo. Other fun, hands-on activities may include humorous word problems using fun props like toys, puppets, etc. that you or your child demonstrate the problems and solutions to each other. Math memory and concentration games are also popular learning tools for kids. Flash cards can be used for a variety of games and are easy to make yourself.
So where do you start? And with so many to choose from, how do you know which math activities will work for your child? First of all, you need to keep in mind that all children learn differently. Therefore, they will need lessons that are tailor-made to fit their particular learning needs.
When it comes to choosing math for homeschoolers with special needs, try to seek out activities that you can center around their interests and fit to their learning styles. For instance, you can personalize math lessons or activities by including a favorite hobby or game-turn a favorite board game into a math lesson. You can use real events or experiences and even include some of your child's own ideas. Try making a trip to the grocery store a lesson on decimals or addition.
Math games are a great way for your child to practice his skills. He may have so much fun that it may be difficult to convince him that it is actually a math lesson! Math games and other resources are readily available online and in many curriculum packages. If cost is a factor, there are many activities that you can put together on your own. Just do a simple search online for "free math games."
Some of the more popular math games include sequencing games, picture-to-count sets, and math bingo. Other fun, hands-on activities may include humorous word problems using fun props like toys, puppets, etc. that you or your child demonstrate the problems and solutions to each other. Math memory and concentration games are also popular learning tools for kids. Flash cards can be used for a variety of games and are easy to make yourself.
Temp Agencies To The Rescue
To contact us Click HERE

It can be difficult to find a job in today’s job environment but that does not necessarily mean that you are completely out of options when you find yourself in need of work. In fact, there are many jobs Bay Area companies are offering but in most cases, the competition is going to be very tight. That is why it might be necessary for you to do a little bit of thinking on your feet and perhaps to take some steps that are going to help to ensure that you will be able to land the job, if possible. What are some of those options?
One thing that you may want to consider is signing up for one of the temp agencies Bay Area companies, as they may be able to help to give you the advantage that you need. One of the ways in which they do so is by allowing you to get your foot in the door and to demonstrate to the company firsthand that you are able to take care of what they need. In some cases, temporary jobs are going to turn into full-time employment directly with the company, so it’s an option that you should not overlook. You may also want to consider using one of the recruiters San Francisco offers, as they can assist in placing you in some very specific jobs. Although there are not going to be recruiters available for every type of employment, it is a rather common way for you to find work if you are commissioned based.
It can be difficult to find a job in today’s job environment but that does not necessarily mean that you are completely out of options when you find yourself in need of work. In fact, there are many jobs Bay Area companies are offering but in most cases, the competition is going to be very tight. That is why it might be necessary for you to do a little bit of thinking on your feet and perhaps to take some steps that are going to help to ensure that you will be able to land the job, if possible. What are some of those options?
One thing that you may want to consider is signing up for one of the temp agencies Bay Area companies, as they may be able to help to give you the advantage that you need. One of the ways in which they do so is by allowing you to get your foot in the door and to demonstrate to the company firsthand that you are able to take care of what they need. In some cases, temporary jobs are going to turn into full-time employment directly with the company, so it’s an option that you should not overlook. You may also want to consider using one of the recruiters San Francisco offers, as they can assist in placing you in some very specific jobs. Although there are not going to be recruiters available for every type of employment, it is a rather common way for you to find work if you are commissioned based.
Felon in TX with DWI needs a Job
To contact us Click HERE
Is their anything else you can think of that might help her seek gainful employment?
Thanks
A: I'm sorry your sister is having so much trouble. The good news is that people with DWI get hired everyday. It is my experience that people with DWI tend to have more success finding jobs in the retail or hospitality industries. Employers in these fields want people who will be reliable and punctual.
Don't give up on the WorkSource in Texas. New positions are added everyday. A counselor can show you how to browse open positions from home if your are not already doing so.You can sign up to browse open positions here:
https://wit.twc.state.tx.us/WORKINTEXAS
The closest center to you is:
Workforce Solutions - Lake Jackson 491 This Way
Lake Jackson, TX 77566
One last suggestion, when you find an opening you like, the absolute worst thing you could is to lie on a job application your charge. I would just be completely honest and in the interview explain the situation to the employer.
I hope this helps.
Are you an ex-offender or felon who has a question about finding a job with a criminal record? You could have your question answered right here. 'Eric Mayo helps Felons and Ex-offenders get JobsEmail your question to: adogzheart2@gmail.com.
If you are really serious about finding a job with a criminal record, or you want to help someone you care about, visit my website From Jail to a Job
Felon with DWI needs a Job
Q: Mr. MayoMy sister is a convicted felon for the 2nd time for DWI's. She lives in Angleton, Tx. She is a hard worker. She has mainly done construction throughout her lifetime but she is getting too old to continue this type of work. She has been to the WorkSourve numerous times and she continues to look for employment; but she is getting really discouraged. I have been online to find a list of company names that hire convicted felons and have now wrote them down.Is their anything else you can think of that might help her seek gainful employment?
Thanks
A: I'm sorry your sister is having so much trouble. The good news is that people with DWI get hired everyday. It is my experience that people with DWI tend to have more success finding jobs in the retail or hospitality industries. Employers in these fields want people who will be reliable and punctual.
Don't give up on the WorkSource in Texas. New positions are added everyday. A counselor can show you how to browse open positions from home if your are not already doing so.You can sign up to browse open positions here:
https://wit.twc.state.tx.us/WORKINTEXAS
The closest center to you is:
Workforce Solutions - Lake Jackson 491 This Way
Lake Jackson, TX 77566
One last suggestion, when you find an opening you like, the absolute worst thing you could is to lie on a job application your charge. I would just be completely honest and in the interview explain the situation to the employer.
I hope this helps.
Are you an ex-offender or felon who has a question about finding a job with a criminal record? You could have your question answered right here. 'Eric Mayo helps Felons and Ex-offenders get JobsEmail your question to: adogzheart2@gmail.com.
If you are really serious about finding a job with a criminal record, or you want to help someone you care about, visit my website From Jail to a Job
Incredible List of Companies That Hire Ex-offenders and Felons
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Something Good's Around the Corner
To contact us Click HERE

For half of February, I was feeling a bit down in the dumps. I finished up a project and didn't seem to have any other prospects lined up. The one job that I thought was going to come thru kept me hanging and didn't seem to have a start date in sight. It's stressful not knowing where your next job is going to come from!
But as I have come to realize, things really do have a way of working out. If you are hard-working, ambitious, [and likeable], something good is usually just around the corner. And if you really want to give luck a hand, I recommend booking a non-refundable trip....that'll usually do the trick :)
Jobless, I accepted my parents' invitation to go to Cabo, Mexico. The day after my dad booked the ticket, my dream company called me to come interview. Of course, I got the job and the most amazing part was, they told me NOT to cancel my trip. So I got to go to Cabo for a week and start full time the following Monday.
When I got back to the states this afternoon, I had several voicemails waiting for me. One to work on a freelance indie film, another to interview for a TV pilot, and one offering me an assistant job (something I had interviewed for like 2+ weeks ago). I am very happy with the job I already accepted, but it is always a confidence booster hearing a whole boatload of people want you! And to think, just two weeks ago, I was stressed and feeling utterly rejected.
Note to self: RELAX....good things will come to those who are patient and persevere.

For half of February, I was feeling a bit down in the dumps. I finished up a project and didn't seem to have any other prospects lined up. The one job that I thought was going to come thru kept me hanging and didn't seem to have a start date in sight. It's stressful not knowing where your next job is going to come from!
But as I have come to realize, things really do have a way of working out. If you are hard-working, ambitious, [and likeable], something good is usually just around the corner. And if you really want to give luck a hand, I recommend booking a non-refundable trip....that'll usually do the trick :)
Jobless, I accepted my parents' invitation to go to Cabo, Mexico. The day after my dad booked the ticket, my dream company called me to come interview. Of course, I got the job and the most amazing part was, they told me NOT to cancel my trip. So I got to go to Cabo for a week and start full time the following Monday.
When I got back to the states this afternoon, I had several voicemails waiting for me. One to work on a freelance indie film, another to interview for a TV pilot, and one offering me an assistant job (something I had interviewed for like 2+ weeks ago). I am very happy with the job I already accepted, but it is always a confidence booster hearing a whole boatload of people want you! And to think, just two weeks ago, I was stressed and feeling utterly rejected.
Note to self: RELAX....good things will come to those who are patient and persevere.
7 Ekim 2012 Pazar
Fidelity offers an alternative to traditional checking accounts
To contact us Click HERE
Photo: -JvL-
Fidelity's Cash Management Account offers a no-cost alternative to expensive big-bank checking accounts.
It has no monthly fee, no minimum balance requirement and no pesky “gotchas” like requiring a monthly direct deposit.
Checks are free, and there are no fees to use your debit card or pay your bills online.
Here are three more things I like about the account besides it's zero-cost features.
1. Fidelity’s cash management feature helps you maintain just the right amount of money in your checking account so that you’re neither in danger of not covering your bills nor letting excess cash sit idle when it could be earning more in an investment account.
2. If you invest with Fidelity, having your brokerage account and your checking account all in one place gives you added convenience. Personally, I've had nothing but excellent experiences with Fidelity and have no qualms about recommending them.
3. The account will automatically help you avoid overdraft fees and bounced payments.
The only thing this account could do better is to offer a higher interest rate.
Get the full details on Fidelity's Cash Management Account in my Interest.com article, Fidelity offers an alternative to traditional checking accounts.
Photo: -JvL-Fidelity's Cash Management Account offers a no-cost alternative to expensive big-bank checking accounts.
It has no monthly fee, no minimum balance requirement and no pesky “gotchas” like requiring a monthly direct deposit.
Checks are free, and there are no fees to use your debit card or pay your bills online.
Here are three more things I like about the account besides it's zero-cost features.
1. Fidelity’s cash management feature helps you maintain just the right amount of money in your checking account so that you’re neither in danger of not covering your bills nor letting excess cash sit idle when it could be earning more in an investment account.
2. If you invest with Fidelity, having your brokerage account and your checking account all in one place gives you added convenience. Personally, I've had nothing but excellent experiences with Fidelity and have no qualms about recommending them.
3. The account will automatically help you avoid overdraft fees and bounced payments.
The only thing this account could do better is to offer a higher interest rate.
Get the full details on Fidelity's Cash Management Account in my Interest.com article, Fidelity offers an alternative to traditional checking accounts.
You’re not likely to collect on Allstate’s auto insurance satisfaction guarantee
To contact us Click HERE
Photo: indi.ca
Have you ever thought your insurance company was great--until you had to file a claim?
Maybe you've seen Allstate's advertising for its Claim Satisfaction Guarantee, a promotion that addresses consumer dissatisfaction with the auto insurance claims process. The company says it will give you a 6-month credit on your premium if you’re unsatisfied with your claims experience. (However, presumably for legal reasons, Allstate says the payment of the credit doesn’t mean that it agrees with the reasons for your dissatisfaction.)
A six-month credit is worth a lot of money. According to InsWeb.com, the median six-month insurance premium in 2011 ranged from a low of $436 in Idaho to a high of $1,1111 in Louisiana.
And the only reason you might get a lesser credit is if you haven’t actually paid Allstate a full six-month premium because your policy was canceled during the period when your covered accident took place.
In that case, your credit would be no more than the prorated premium you actually paid on that vehicle.
In other words, if you take out a policy in September, get in to an accident in October and cancel your policy in November, you won’t be able to make money off of Allstate by getting a check for a six month premium when you only paid a two month premium.
That sounds fair, especially since Allstate would probably already have lost money on you from paying your claim.
In most states, the offer ends for policy periods beginning June 1, 2013 or later. So if you become an Allstate customer this year in part because of the Claim Satisfaction Guarantee but have an accident in July 2013, you’ll be out of luck if you’re not satisfied with your claim experience.
Allstate might be using this promotion to improve its image and its ranking with consumers. Two recent J.D. Power and Associates studies show that Allstate is just average among auto insurers.
USAA, which only writes policies for military personnel and their families, consistently received the highest scores of around 900. The lowest score any insurer earned in any region was 705. Allstate's scores ranged from 759 to 806.
Besides improving its general image, if the Claim Satisfaction Guarantee gets you to stay on as an Allstate policyholder despite a bad experience, it could be money well spent for the company.
If you remain a customer, Allstate gets to keep collecting your premiums. The company also saves money by not having to replace your business with that of a new customer, and acquiring new customers is expensive.
To get the full scoop on Allstate's Claim Satisfaction Guarantee, read my Interest.com article, "You're not likely to collect on Allstate's auto insurance satisfaction guarantee."
Photo: indi.caHave you ever thought your insurance company was great--until you had to file a claim?
Maybe you've seen Allstate's advertising for its Claim Satisfaction Guarantee, a promotion that addresses consumer dissatisfaction with the auto insurance claims process. The company says it will give you a 6-month credit on your premium if you’re unsatisfied with your claims experience. (However, presumably for legal reasons, Allstate says the payment of the credit doesn’t mean that it agrees with the reasons for your dissatisfaction.)
A six-month credit is worth a lot of money. According to InsWeb.com, the median six-month insurance premium in 2011 ranged from a low of $436 in Idaho to a high of $1,1111 in Louisiana.
And the only reason you might get a lesser credit is if you haven’t actually paid Allstate a full six-month premium because your policy was canceled during the period when your covered accident took place.
In that case, your credit would be no more than the prorated premium you actually paid on that vehicle.
In other words, if you take out a policy in September, get in to an accident in October and cancel your policy in November, you won’t be able to make money off of Allstate by getting a check for a six month premium when you only paid a two month premium.
That sounds fair, especially since Allstate would probably already have lost money on you from paying your claim.
In most states, the offer ends for policy periods beginning June 1, 2013 or later. So if you become an Allstate customer this year in part because of the Claim Satisfaction Guarantee but have an accident in July 2013, you’ll be out of luck if you’re not satisfied with your claim experience.
Allstate might be using this promotion to improve its image and its ranking with consumers. Two recent J.D. Power and Associates studies show that Allstate is just average among auto insurers.
USAA, which only writes policies for military personnel and their families, consistently received the highest scores of around 900. The lowest score any insurer earned in any region was 705. Allstate's scores ranged from 759 to 806.
Besides improving its general image, if the Claim Satisfaction Guarantee gets you to stay on as an Allstate policyholder despite a bad experience, it could be money well spent for the company.
If you remain a customer, Allstate gets to keep collecting your premiums. The company also saves money by not having to replace your business with that of a new customer, and acquiring new customers is expensive.
To get the full scoop on Allstate's Claim Satisfaction Guarantee, read my Interest.com article, "You're not likely to collect on Allstate's auto insurance satisfaction guarantee."
Baffling Ways The Government Spends Tax Dollars
To contact us Click HERE
Photo: katmeresin
In 2010, the U.S. government took over $142 million from American families through individual income taxes alone, according to IRS data.
According to the Tax Foundation, a tax research group based in Washington, D.C., Americans worked from Jan. 1 through April 17 this year just to earn enough income to pay all the federal, state and local taxes they're legally bound to pay.
With so much money flowing into government coffers and Americans working so hard to fund government activities, you would hope that government officials were spending that money prudently.
In many cases, they aren't.
Rather than focusing on protecting Americans' safety and property rights through essential functions like national defense and the court system, the federal government is squandering your money on pet projects.
Learn about a few of them in my Investopedia article, Baffling Ways The Government Spends Tax Dollars.
Photo: katmeresinIn 2010, the U.S. government took over $142 million from American families through individual income taxes alone, according to IRS data.
According to the Tax Foundation, a tax research group based in Washington, D.C., Americans worked from Jan. 1 through April 17 this year just to earn enough income to pay all the federal, state and local taxes they're legally bound to pay.
With so much money flowing into government coffers and Americans working so hard to fund government activities, you would hope that government officials were spending that money prudently.
In many cases, they aren't.
Rather than focusing on protecting Americans' safety and property rights through essential functions like national defense and the court system, the federal government is squandering your money on pet projects.
Learn about a few of them in my Investopedia article, Baffling Ways The Government Spends Tax Dollars.
The FHA's 203(k) loan can help you buy a fixer-upper
To contact us Click HERE
Photo: Amy Fontinelle
Here’s a common scenario that homebuyers face when they want to buy fixer-uppers: The buyers need to finance the purchase with a mortgage, but the mortgage lender will only provide funds for homes in good condition.
In today's market, many foreclosed and short-sale homes need major repairs since their owners couldn’t afford basic maintenance. Buyers who would like to earn sweat equity through purchasing and rehabbing such properties are often shut out of the mortgage market.
But the Federal Housing Administration's 203(k) program makes it possible for these types of would-be owner-occupants to get loans for fixer-upper properties (the 203(k) program is not available to investors).
If you're interested, here are a few things you should know about 203(k) loans:
-A seller might be reluctant to accept a purchase offer that’s contingent on FHA 203(k) financing because of the extra time and uncertainty involved in closing these loans.
-The program allows homeowners to do their own rehab work, but it will hold you to professional standards.
-You’ll be allowed a maximum of 6 months to complete the work whether you hire professionals or do it yourself.
-While loan proceeds can only be used to pay for professional labor--not homeowner labor--doing the work yourself could mean a smaller mortgage.
The FHA 203(k) program isn’t for the faint hearted. It takes two of life’s most expensive and stressful transactions--buying a home and doing major renovations--and adds mortgage lenders and government, two of the most difficult institutions to work with, to the mix.
But this loan program can make an otherwise impossible home purchase a reality for determined homebuyers.
For more information about this type of loan, read my Mortgage-Calc.com article, The FHA 203(k) mortgage: Home renovation helper.
Here’s a common scenario that homebuyers face when they want to buy fixer-uppers: The buyers need to finance the purchase with a mortgage, but the mortgage lender will only provide funds for homes in good condition.
In today's market, many foreclosed and short-sale homes need major repairs since their owners couldn’t afford basic maintenance. Buyers who would like to earn sweat equity through purchasing and rehabbing such properties are often shut out of the mortgage market.
But the Federal Housing Administration's 203(k) program makes it possible for these types of would-be owner-occupants to get loans for fixer-upper properties (the 203(k) program is not available to investors).
If you're interested, here are a few things you should know about 203(k) loans:
-A seller might be reluctant to accept a purchase offer that’s contingent on FHA 203(k) financing because of the extra time and uncertainty involved in closing these loans.
-The program allows homeowners to do their own rehab work, but it will hold you to professional standards.
-You’ll be allowed a maximum of 6 months to complete the work whether you hire professionals or do it yourself.
-While loan proceeds can only be used to pay for professional labor--not homeowner labor--doing the work yourself could mean a smaller mortgage.
The FHA 203(k) program isn’t for the faint hearted. It takes two of life’s most expensive and stressful transactions--buying a home and doing major renovations--and adds mortgage lenders and government, two of the most difficult institutions to work with, to the mix.
But this loan program can make an otherwise impossible home purchase a reality for determined homebuyers.
For more information about this type of loan, read my Mortgage-Calc.com article, The FHA 203(k) mortgage: Home renovation helper.
A Broker's Open House Can Help You Sell Your Home
To contact us Click HERE
Photo: PhotoAtelier (Glen)
If you're selling your home, you might want to consider holding a lesser-known type of open house called a broker's open house or broker's preview.
This event gives the selling agent an opportunity to market your home to other agents who might see that your home matches the requirements of a buyer.
Find out how a broker's open house differs from a traditional open house, whether a broker's open house can help you sell your home faster, and more in my Investopedia article, A Broker's Open House Can Help You Sell Your Home.
Photo: PhotoAtelier (Glen) If you're selling your home, you might want to consider holding a lesser-known type of open house called a broker's open house or broker's preview.
This event gives the selling agent an opportunity to market your home to other agents who might see that your home matches the requirements of a buyer.
Find out how a broker's open house differs from a traditional open house, whether a broker's open house can help you sell your home faster, and more in my Investopedia article, A Broker's Open House Can Help You Sell Your Home.
6 Ekim 2012 Cumartesi
Solution You Need when You Get Difficulties in Writing Essay
To contact us Click HERE
For many students, writing essays must be very familiar. The reason is because essay is one of the most common tasks that students get at school or college. When the students have the knowledge and abilities about how to finish a writing essay task, there will be nothing to worry about. They will be able to finish the task very well and get the best mark for the job done. It will be much easier if the students have enough materials to write, references they may need to support the essay and the time to finish the essay. However, not all students can finish the assignment because of some problems they have so that they find difficulties to finish the task. It may happen to the students who are actually able to write well, but they have problems related to the aspects stated above. In this case, they may need someone to help them finishing the essay. The one that they can ask the help from must be professionals just to make sure that the essay will be the best one. Online essay service could be recommended.
If you want to buy custom essays from online essay service, you may need to remember this. You have to make sure that the essay service provides you the best. One of the most important things you need to find out is about who will write your essay. It is very important because only professionals can help you to write the essay based on your interest so that your essay will be very you. Another one is the time you have to wait for the essay. You must ensure yourself that your essay will be done as soon as possible because you have to submit the task on time. The last must be the price. The cheaper you pay, the better for you.
If you want to buy custom essays from online essay service, you may need to remember this. You have to make sure that the essay service provides you the best. One of the most important things you need to find out is about who will write your essay. It is very important because only professionals can help you to write the essay based on your interest so that your essay will be very you. Another one is the time you have to wait for the essay. You must ensure yourself that your essay will be done as soon as possible because you have to submit the task on time. The last must be the price. The cheaper you pay, the better for you.
Volunteer wants to help ex-offenders and felons get jobs
To contact us Click HERE
My name is Ernestine and I volunteer at a drug and alcohol treatment facility for men on parole or probation in , Oregon. I have begun to facilitate an employment/transition preparation class at the facility. The class meets for an hour and twenty minutes once a week for about five weeks. To take full advantage of the time we have together, I want to make sure that we are covering the most useful information and tips. In your experience, what have been the most helpful and useful topics/exercises? Which kinds of game plans have been most successful for the men you have worked with?Thank you so much!
A: Hello Ernestine,
Getting a job requires a combination of things. If I had to single one or two things, I would say that the ex-offenders and felons looking for jobs would have to present a totally professional presentation. That is resume, dress and grooming. No one gets a second chance to make a first impression. Secondly, they must develop a plan of action that would help them get an extensive list of employers to apply to. Finding a job is indeed a numbers game. The more applications, the more interviews. More interviews mean more opportunities to get hired.
I hope this helps.
I have been helping ex-offenders and felons get jobs for over ten years and I feel I have an understanding of what works. I will be updating this blog often. I will answer specific questions relating to getting a job with a criminal record on this blog so feel free to send me your questions. You can send email me at adogzheart2@gmail.com
There is help for ex-offenders and felons looking for jobs
Q:Hello Eric!My name is Ernestine and I volunteer at a drug and alcohol treatment facility for men on parole or probation in , Oregon. I have begun to facilitate an employment/transition preparation class at the facility. The class meets for an hour and twenty minutes once a week for about five weeks. To take full advantage of the time we have together, I want to make sure that we are covering the most useful information and tips. In your experience, what have been the most helpful and useful topics/exercises? Which kinds of game plans have been most successful for the men you have worked with?Thank you so much!
A: Hello Ernestine,
Getting a job requires a combination of things. If I had to single one or two things, I would say that the ex-offenders and felons looking for jobs would have to present a totally professional presentation. That is resume, dress and grooming. No one gets a second chance to make a first impression. Secondly, they must develop a plan of action that would help them get an extensive list of employers to apply to. Finding a job is indeed a numbers game. The more applications, the more interviews. More interviews mean more opportunities to get hired.
I hope this helps.
I have been helping ex-offenders and felons get jobs for over ten years and I feel I have an understanding of what works. I will be updating this blog often. I will answer specific questions relating to getting a job with a criminal record on this blog so feel free to send me your questions. You can send email me at adogzheart2@gmail.com
If you are really serious about getting a job with a criminal record or helping someone you care about get a job, check out this link: From Jail to a Job
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